Where Can I Use My TJ Maxx Card?

Is there an annual fee for TJ Maxx credit card?

No Annual Fee: The average credit card charges an annual membership fee of $18.3, according to WalletHub’s latest Credit Card Landscape Report, and many offers will cost you quite a bit more.

But with no annual fee, the TJX Card has the potential to be completely free if you pay your bill in full every month..

Can you shop on TJ Maxx online?

Maxx was founded in 1976, and together with Marshalls in the U.S., forms Marmaxx, the largest off-price retailer of apparel and home fashions in the U.S. With stores across the U.S., including Puerto Rico and the District of Columbia, T.J. Maxx also operates an e-commerce site, tjmaxx.com, launched in 2013.

How do I know if I get approved for TJ Maxx credit card?

Approval Requirements & Application The TJX Rewards Credit Card typically approves applicants with fair credit or better, which means credit scores around 620 or higher. You can apply for a new card at any TJX-branded location, including your local T.J.

How does a TJ Maxx credit card work?

The TJX Rewards Credit Card offers new cardholders 10% off their first in-store transaction. While they use the card, they get 5 points for every dollar spent at accepted retailers. Once you reach 1,000 points, you will be issued a certificate worth $10 of in-store credit — breaking down to a 5% discount.

What bank is TJ Maxx credit card?

Synchrony BankThe TJX Credit Card is issued by Synchrony Bank.

Does TJ Maxx credit card build credit?

High interest rates on a TJ Maxx card Like most store cards, the TJ Maxx credit card comes with a high interest rate. Using the card wisely can help establish credit history and prevent the likelihood of having to pay an astronomical final price.

Does TJ Maxx give cash back?

standard return policy for items purchased in stores A 10-day period is required for a cash refund on check purchases. Returns with a receipt over 30 days, with a gift receipt or without a receipt will receive merchandise credit only.

How do I get my TJ Maxx rewards?

Go to the Rewards tab. Log into your TJX account in the app (or the credentials you would use on tjmaxx.com or marshalls.com or in the T.J. Maxx, Marshalls or HomeGoods app) When you sign in you will see your Rewards Dashboard.

Can I use my TJ Maxx credit card anywhere?

T.J. Maxx offers two credit cards for consumers, the TJX Rewards Credit Card and the TJX Rewards Platinum Mastercard. The first can only be used at T.J. Maxx and some affiliated stores, while the second can be used anywhere Mastercard is accepted.

How do I get cash from my TJ Maxx credit card?

You can get a TJX cash advance at any ATM that display the Mastercard logo (virtually all ATMs). Just make sure you have your cash advance PIN. If you don’t, call 1-877-890-3150 to get it. But remember that this will be expensive.

Can you use a TJ Maxx card at HomeGoods?

The TJX Rewards® Credit Card can give you good savings at TJ Maxx, Marshalls, HomeGoods and Sierra stores but not much else. … Use it whenever you are shopping at TJ Maxx brand stores, and use another credit card for your other everyday needs.

What credit score is needed for a TJ Maxx card?

620You need fair credit to get approved for the TJX credit card, which means a credit score of 620 or above. Your credit score won’t be the only factor taken into account, however, so this is only a guideline.

Can a TJ Maxx gift cards at Marshalls?

Gift cards and e-gift cards can be redeemed at marshalls.com, or in any T.J. Maxx, Marshalls or HomeGoods store. … TJX Rewards® certificates can be used at marshalls.com, tjmaxx.com, sierratradingpost.com, or in any T.J. Maxx, Marshalls, HomeGoods or Sierra Trading Post store.

What should you not buy at TJ Maxx?

With that in mind, here are 20 products to buy at TJ Maxx and eight you should skip.Buy: Specialty food items. Business Insider/Mary Hanbury. … Buy: Phone cases. Kate Spade. … Buy: Sunglasses. Shoshy Ciment/Business Insider. … Skip: Furniture. Shoshy Ciment/Business Insider. … Buy: Pet supplies. … Buy: Jewelry. … Skip: Yoga mats. … Buy: Towels.More items…•Jul 7, 2020

Why is TJ Maxx so cheap?

TJ Maxx is able to keep its prices low using a number of different strategies. According to the company, much of it comes down to the way TJ Maxx buys its merchandise. It purchases stock from manufacturers that make too much and department stores that overbuy, and it jumps on deals at the end of the season.